Last Updated on May 17, 2024 by Eric
If you’ve ever dreamt of mornings spent with a cup of coffee on the porch, watching the mist rise off the water, then the Upstate’s crown jewel—our magnificent chain of “great lakes”—might just be the place for you.
We’ve got four stunning gems—Lake Hartwell, Lake Keowee, Lake Jocassee, and Lake Cherokee—each with its own unique personality, and finding the perfect spot depends on what kind of story your next chapter holds. Here they are, in no particular order:
Lake Hartwell
Hartwell stretches out across the border between South Carolina and Georgia, a 56,000-acre playground for boaters, fishermen (reel in some monster bass!), and anyone who loves a good dose of Southern hospitality. Here, you’ll find a mix of waterfront estates, cozy cabins tucked away off the water, and even some condo communities.
Prices vary depending on location and size, but you generally get more for your money compared to the other lakes. The feel is relaxed and friendly, with a strong sense of community.
There are plenty of local restaurants with down-home cooking, and Clemson University is just a short drive away for a touch of college town energy. Plus, you’ve got easy access to Greenville and Asheville, perfect for weekend adventures.
As for the real estate around Lake Hartwell? The rental market around Hartwell is steady, and property values have a good track record of holding strong.
Lake Keowee
This 18,500-acre beauty in the foothills of the Blue Ridge Mountains is famous for its breathtaking scenery and upscale living. Here’s where you’ll find gorgeous gated communities boasting stunning lakefront properties, some with their own private docks.
Now, we’re talking about luxury—granite and marble countertops, sprawling decks, and infinity pools overlooking the water. Naturally, the price tag reflects that, but if you’re looking for an investment with serious curb appeal, Keowee delivers.
Life on Lake Keowee is all about exclusivity. Fine dining, high-end shopping, and a plethora of private clubs are all part of the package. There’s a focus on golf courses, marinas, and all things water-related. It’s a place to see and be seen, perfect for those who appreciate the finer things in life.
The market around Keowee has seen steady growth, and it can sometimes outperform other lakes in the region when it comes to returns.
Lake Jocassee
If you crave peace and quiet and waking up to a million-dollar view, then Lake Jocassee, deep in the Jocassee Gorges, might be your calling. Think pristine waters surrounded by dense forests, cascading waterfalls, and an atmosphere of untouched natural beauty. Here, development is limited, so you’ll find a mix of rustic cabins and modern lake homes designed to blend seamlessly with the environment. Prices tend to be on the higher side, reflecting the exclusivity and limited availability.
Living on Lake Jocassee is all about immersing yourself in nature. Hiking, kayaking, fishing for trophy trout—it’s an outdoor enthusiast’s dream. Don’t expect bustling towns or fancy restaurants here. The focus is on privacy, conservation, and getting back to basics.
The interesting thing about Jocassee is the seasonal rental market. It thrives during peak tourist months, making it an attractive option for investors looking for short-term rentals. However, it’s important to remember that development is restricted here, so finding a property might take more than a little patience.
Lake Cherokee
Now, Lake Cherokee is where things get a little more down-to-earth. This 12,000-acre lake is known for its affordability and strong sense of community. Here, you’ll find everything from family-friendly cottages to mid-range lakefront homes. It’s a great option for first-time lakefront buyers or those looking for a relaxed, community-oriented lifestyle.
There are plenty of public parks and boat ramps around Cherokee, making it a great place to spend weekends on the water. The vibe is friendly and welcoming, with lots of local events and festivals throughout the year. Plus, you’re just a short drive from Greenville and all the conveniences it offers.
The real estate market around Cherokee is considered an entry-level market, making it a good option for investors looking for a more affordable slice of the lake life pie. Experts predict steady growth in property values here in the coming years.
The Verdict: Finding Your Perfect Lake
Ah, the million-dollar question. Which South Carolina lake is best to live on? Well as you might have guessed by now, there’s no single “best” lake in The Palmetto State.
Each one offers a distinct flavor of lake life, and the perfect spot for you depends entirely on the lifestyle you crave.
So, which lake should you call “home”? Well, it all depends on your priorities.
For The Social Butterfly
You crave a place where the energy is contagious, and there’s always something happening. Here’s where both Lake Hartwell and Lake Keowee can shine:
Hartwell’s vastness translates to an active community scene. Busy marinas are hubs of activity, filled with fellow boaters swapping stories and enjoying the sunshine. Lakeside restaurants with live music spill out onto patios, creating a social atmosphere perfect for catching up with friends or making new ones. Hartwell’s convenient location near towns like Clemson and Seneca means you’re never far from additional social outlets—art walks, farmers markets, and community festivals.
Don’t let Keowee’s reputation for luxury fool you—there’s a strong social scene here too, albeit with a touch of sophistication. Many gated communities host social events and gatherings, creating a chance to mingle with like-minded neighbors over cocktails or poolside barbecues.
Fine dining experiences at lakefront restaurants offer opportunities to celebrate special occasions or simply enjoy a sophisticated evening out; hosting wine tastings, live music events, and attracting a friendly, outgoing crowd.
For The Nature Lover
Do you dream of waking up to a symphony of birdsong and the gentle murmur of crystal-clear waters? Then Lake Jocassee, amidst the breathtaking Jocassee Gorges, is your haven.
Here, development is minimal, ensuring pristine natural beauty and an atmosphere of serenity. Rustic cabins amongst towering pines, modern lake homes designed to blend seamlessly with the environment, and endless opportunities for outdoor adventures—hiking along cascading waterfalls, kayaking on glassy waters, or fly-fishing for trophy trout. Jocassee is perfect for those who seek peace, quiet, and a deep connection with nature.
Lake Keowee real estate is another great choice for nature lovers. Don’t be fooled by Keowee’s reputation for upscale living. The lake is also surrounded by a wealth of natural beauty, offering a chance to reconnect with the outdoors while still enjoying the finer things in life.
Many private communities boast meticulously maintained nature trails that weave through protected areas, allowing residents to explore the natural beauty right outside their doorsteps. Keen kayakers can explore hidden coves and secluded beaches, while paddleboarders can find tranquil stretches of water perfect for a peaceful communion with nature.
For the anglers out there, Keowee offers excellent fishing opportunities, with a chance to cast a line for a variety of bass species.
The key here is that Keowee allows you to experience the tranquility of nature without sacrificing the upscale amenities and stunning lakefront views that define this special place.
For the Discerning Connoisseur (and Everyone Who Enjoys the Good Life)
Lake Keowee undeniably caters to those who appreciate luxury living, but life here extends beyond just grand estates and private clubs. The meticulous attention to detail in the many beautiful communities here creates a truly opulent environment.
- For Active Retirees: Keowee’s many private communities often boast world-class fitness facilities, tennis courts, and even golf courses, making it an ideal spot for active retirees who enjoy staying fit and socializing.
- For Boating Enthusiasts: Keowee’s size allows for a variety of boating activities, from leisurely pontoon cruises to water skiing adventures. Many communities offer private marinas with easy access to the open water.
- For Nature Lovers (with a Taste for Luxury): Don’t be fooled by Keowee’s upscale reputation. The lake is surrounded by stunning natural beauty, with opportunities for hiking, fishing, and exploring hidden coves. Some communities even offer homes located amidst protected areas, allowing residents to enjoy the best of both worlds—luxury living and a connection with nature.
Imagine waking up to stunning lake and Blue Ridge Mountain views, spending afternoons exploring upscale boutiques in nearby towns, and evenings savoring gourmet meals at lakefront restaurants with impeccable service.
While the price tag might be higher on Keowee, the overall quality of life is undeniably high.
Final Thoughts
Buying lakefront property on any of these lakes is a dream come true, but there are a few things to keep in mind before you take the plunge. There are legal considerations specific to waterfront properties, and environmental factors like floodplains and septic systems need to be carefully evaluated. Don’t hesitate to enlist the help of a local real estate agent who specializes in lakefront properties—they’ll be your guide through the process and ensure a smooth sailing experience.
It’s worth mentioning that Oconee County itself offers a wealth of reasons to call it home. A “haven with history,” our area boasts towns like Seneca and Westminster, each with unique shops, restaurants, and cultural events. Outdoor enthusiasts will find endless opportunities for hiking, biking, and exploring the natural beauty of the region.
No matter which lake you choose to live on, one thing’s for certain—Upstate South Carolina lake living offers an unparalleled escape. Balmy summer evenings spent grilling on the deck, crisp mornings with a steaming cup of coffee on the dock, and the constant soundtrack of lapping water. It’s a lifestyle that rejuvenates the soul and creates memories that last a lifetime.
Let Bob Hill Realty Help You Make a Splash
If you’re ready to start exploring your dream lakefront property, the team at Bob Hill Realty is here to help. We share your passion for lake living, and our local expertise is second to none.
As we say, “For an Incredible Lifestyle… Just Add Water.” Contact us today, and let’s get you started on your South Carolina lake life adventure!
