Quick Fact: What is a Jumbo Loan?

Quick Fact: What is a Jumbo Loan?

A jumbo loan is a type of mortgage that allows a buyer to purchase a home with an amount exceeding the limits of a conventional (conforming) loan. This is usually an amount greater than $548k. Though that limit varies by location. These are also known as...
Quick Fact: What is a VA Loan?

Quick Fact: What is a VA Loan?

A VA Loan is a mortgage option provided by private lenders, that is guaranteed by the U.S. Department of Veterans Affairs (VA), and is available to military veterans, active service members and (select) military spouses. Some of the primary benefits of a VA loan are:...
Quick Fact: What is a USDA Loan?

Quick Fact: What is a USDA Loan?

A USDA loan is a mortgage program offered by the U.S. Department of Agriculture. It is geared towards eligible rural and suburban homebuyers and offers zero down payment. It is also commonly known as the USDA Rural Development Guaranteed Housing Loan Program....
Quick Fact: What is a Conventional Loan?

Quick Fact: What is a Conventional Loan?

When researching loan types for your home purchase, there is no doubt that the conventional loan is one of the first on the table. This is, on average, the most common loan type used when making a real estate purchase. Basically, a conventional loan is a mortgage type...
Quick Fact: What is an FHA Loan?

Quick Fact: What is an FHA Loan?

If you’ve just started shopping for your new house you may have heard about an FHA loan as an option. An FHA loan is offered by the US Federal Housing Administration (FHA) as a form of federal assistance. These loans are insured by the US Federal Housing...
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