Last Updated on October 22, 2024 by Eric

If you’re in the market for a lakefront home in South Carolina, chances are Lake Keowee and Lake Hartwell have caught your eye—and for good reason. These two lakes, nestled in the foothills of the Blue Ridge Mountains, offer some of the most captivating settings in the Southeast. Lake Keowee, located just a short drive from Seneca and Clemson, is known for its clear, blue waters and gorgeous mountain views. Lake Hartwell, which straddles the South Carolina-Georgia border, is a sprawling reservoir fed by the Savannah, Tugaloo, and Seneca rivers, providing a different kind of beauty and a wealth of recreational opportunities.

Both lakes are prized for their natural surroundings, but they each offer a unique flavor of lakefront living. Whether you’re drawn to the quiet coves and luxurious residential developments around Lake Keowee or the more varied, expansive real estate market of Lake Hartwell, it’s worth digging into the details to find which one suits your vision of the perfect lake house.

Lakefront Real Estate: Keowee vs Hartwell

Comparing Water Clarity

One of the first things you’ll notice when comparing the two lakes is the water. Lake Keowee is renowned for its clear, blue waters, often cited as some of the cleanest in South Carolina. The clarity of the water is a significant draw for those who enjoy swimming, boating, or simply appreciating the view from their dock. While Lake Hartwell also offers attractive water conditions, the larger size of the lake and the number of tributaries feeding into it can sometimes result in less consistent clarity:

  • Lake Hartwell is fed by several larger rivers, including the Savannah, Tugaloo, and Seneca rivers. These rivers drain a much larger watershed, which includes urban and agricultural areas, which can introduce more sediments and nutrients into the lake.
  • Lake Keowee is primarily fed by mountain streams, which are typically clearer because they flow through less developed, forested areas. This reduces the amount of sediment and pollutants entering the lake.

Lake Keowee is smaller and deeper than Lake Hartwell. This is important because in a smaller, deeper lake, there is less surface area relative to its volume for particles to settle. In simpler terms, there’s less space for things like soil, algae, and other suspended particles to spread out and cloud the water. Additionally, deeper lakes like Keowee tend to have a more stable thermal structure, meaning that the water layers don’t mix as much. This reduces the amount of sediment that gets stirred up from the bottom, keeping the water clearer.

For homeowners, the clear waters of Lake Keowee makes every sunrise and sunset that much more striking, reflecting a mirror-like surface that adds to the lake’s beauty.  The water reflects the sky, trees, and surrounding landscape with minimal distortion.

A picture of Comparing Homes on Lake Keowee vs Lake Hartwell

This mirror-like quality creates stunning views from your dock or porch, making the lake’s natural beauty even more striking.

The larger surface area of Hartwell also means more waves, which can break up reflections and make the water look choppier, especially during windy conditions. That said, though the water clarity can vary due to its size and the number of tributaries feeding into it, it’s important to note that many homes for sale on Lake Hartwell still have views of beautiful, clean water. Additionally, Hartwell’s expansive waters allow for a great variety of boating and water sports, and like Keowee, its numerous quiet coves and inlets provide peaceful spots for relaxation.

Surrounding Environment & Views

Lake Keowee is set right in the foothills of the Blue Ridge Mountains, providing sweeping views that are striking in every season. The surrounding rolling hills and mountain backdrop create a naturally scenic environment, with the landscape becoming particularly vivid in the fall, when the foliage transforms into a radiant display of colors. Homes on Lake Keowee often take advantage of these views with large windows, expansive decks, and outdoor living spaces designed to immerse you in the natural beauty.

A picture of Comparing Homes on Lake Keowee vs Lake Hartwell

Lake Hartwell, while surrounded by lovely forests and rolling terrain, offers a different but still appealing landscape. It is also located in the foothills of the Blue Ridge Mountains, although it sits further downstream and is more spread out than Lake Keowee. While both bodies of water are within the broader region of the Blue Ridge Mountain foothills, Lake Hartwell’s landscape is generally less mountainous and more varied in its topography compared to Lake Keowee, which is more directly surrounded by the immediate foothills and thus offers more prominent mountain views.

Fun Fact: The Blue Ridge Mountains get their signature blue appearance from a combination of natural factors. When you see the mountains from a distance, especially on a clear day, they seem to have a soft, bluish tint. This isn’t just a trick of the light—it’s actually a result of a few things working together. The air scatters sunlight, particularly the blue wavelengths, which is why the sky looks blue and why distant objects, like mountains, often take on a blueish hue when viewed from afar. But there’s more to it in the Blue Ridge Mountain range: The trees here—mainly oaks and poplars—release a natural compound called isoprene. On warm, sunny days, this compound gets into the air and interacts with the sunlight, further scattering the blue light. The result is that our local mountains, already beautiful in their own right, take on that distinctive extra-blue color, especially when you’re looking out at them over the lake from a distance.

Real Estate & Home Values

Lake Keowee is known for its luxury homes and upscale developments. The area has attracted significant investment, leading to well-maintained neighborhoods with a high standard of living. Properties on Lake Keowee often come with higher price tags, but they also tend to hold their value better over time. This is partly due to the lake’s reputation as a premier location and the limited availability of waterfront properties, making it a potential investment for those looking to maximize their real estate value.

A picture of Comparing Homes on Lake Keowee vs Lake Hartwell

Lake Hartwell, in contrast, offers a range of properties, including many that are more affordable. While this can be appealing if you’re looking for a more budget-friendly option, it also means that the market is more varied.

However, it’s worth noting that Lake Hartwell also has its share of luxury properties, particularly in sought-after areas, so there’s potential for strong property appreciation depending on the location.

A picture of Comparing Homes on Lake Keowee vs Lake Hartwell

Community & Amenities

When it comes to community and amenities, Lake Keowee has certainly built a well-deserved reputation for luxury. It’s not just the crystal-clear waters or the majestic mountain views—though those don’t hurt—it’s the way the communities around the lake have been thoughtfully developed. Take The Reserve and The Cliffs communities, for example. These aren’t just neighborhoods; they’re lifestyle destinations in their own right. With golf courses that rival some of the best in the region, elegant clubhouses, and private marinas that cater to boating enthusiasts, living here feels like an extended vacation. The sense of exclusivity is palpable, but it’s uniquely balanced by a welcoming atmosphere that makes you feel at home, whether you’re a full-time resident or just here for the season.

Now, Lake Hartwell might not have as many high-profile developments with world-class amenities, but don’t let that fool you into thinking it’s lacking. Hartwell is the kind of place where you can find a community that fits your lifestyle, whatever that may be. Whether it’s a secluded cabin tucked away in the woods, perfect for those who crave privacy and a connection to nature, or a family-friendly neighborhood where kids can ride their bikes down quiet streets, Hartwell has something for everyone. There are also some upscale pockets around the lake, where you’ll find beautiful homes and a solid sense of community. While these areas might not have the same level of resort-style accommodations that Keowee boasts, they offer a different kind of feel—one that can perhaps feel a bit more laid-back depending on the personal preferences of the homeowner.

But, if we’re being honest, Lake Keowee’s residential developments do set a high bar. The combination of luxury and community-focused living is hard to beat.

A picture of Comparing Homes on Lake Keowee vs Lake Hartwell

That said, Hartwell offers a broader range of living experiences, from the simple and serene to the comfortably upscale. So, while Lake Keowee might have the edge when it comes to high-end luxuries, Lake Hartwell more than holds its own by providing options that can suit just about any lifestyle. Whether you’re after the quiet life or something a bit more opulent, Hartwell still offers the flexibility to find a home that feels just right.

Accessibility & Convenience

Lake Keowee is conveniently located near the town of Seneca and just a short drive from Clemson University. This makes it an attractive option for those who want the peace of lakefront living without sacrificing access to urban conveniences. Greenville, with its thriving downtown and array of dining and shopping options, is also within easy reach. It’s the perfect balance: you get the peace and quiet of lakefront living without feeling too far removed from urban conveniences.

A picture of Comparing Homes on Lake Keowee vs Lake Hartwell

Lake Hartwell covers a much larger area than Lake Keowee, stretching across the South Carolina-Georgia border. This sprawling nature is part of its appeal—it feels like you’ve got a bit more elbow room, and there’s a variety of settings to choose from, whether you’re looking for something close to town or more off the beaten path.

However, this also means that depending on where you’re situated on the lake, your proximity to major cities can vary quite a bit. For example, if you’re near Anderson, SC, you’re in a good spot, with plenty of amenities close by. And if you’re on the Georgia side, even Atlanta isn’t too far, offering all the big-city perks you could want.

But here’s the thing: while Lake Hartwell’s broad expanse provides a unique appeal—offering more choices in terms of location and lifestyle—it can sometimes mean longer drives for the essentials or a night out on the town. Lake Keowee, being more compact (relatively, of course) and closer to key towns like Seneca and Clemson, makes it easier to enjoy the best of both worlds: placid, luxurious lakefront homes and the convenience of nearby urban amenities.

A picture of Comparing Homes on Lake Keowee vs Lake Hartwell

That’s not to say Lake Hartwell doesn’t have its advantages. For those who prefer a bit more space and don’t mind a longer drive to the grocery store if it means more privacy and a wider variety of settings, Hartwell can be a fantastic choice. But if being close to the action while still enjoying your own slice of paradise is high on your list, Lake Keowee’s accessibility is tough to beat.

Lake Hartwell spans a much larger area, crossing the Georgia-South Carolina border. While this gives it a unique appeal, it also means that access to major cities can vary depending on where your home is located. However, parts of Lake Hartwell are close to cities like Anderson, SC, and even Atlanta, GA, making them convenient depending on the specific location. (That said, even the city of Atlanta is only about a 2-hour drive from anywhere on Lake Keowee, so homes on both lakes offer relatively easy access to the “big city.”)

Recreational Opportunities

Both Lake Keowee and Lake Hartwell provide a wide range of recreational activities, each offering a unique experience depending on your preferences.

Lake Keowee is known for its crystal-clear waters, which make it ideal for swimming, kayaking, and paddleboarding. The lake’s clarity also makes it a favorite for scuba diving and snorkeling, offering excellent underwater visibility. Fishing on Lake Keowee is also a popular activity, with opportunities to catch species like largemouth bass, spotted bass, and crappie. The surrounding area includes access to several state parks, notably inlcuding the beautiful Keowee-Toxaway State Park, with hiking trails that provide scenic views of the lake and surrounding mountains. Additionally, Lake Keowee is generally less crowded, particularly during peak seasons, which creates a more tranquil experience for those seeking a peaceful day on the water. The lake’s setting, with limited commercial development, contributes to its serene atmosphere, making it perfect for those who appreciate calm and solitude.

A picture of Comparing Homes on Lake Keowee vs Lake Hartwell

Lake Hartwell meanwhile is one of the largest lakes in the Southeast, offering a wide range of recreational opportunities due to its size. The lake is a popular destination for boating, with numerous marinas and boat ramps scattered across its shoreline. Lake Hartwell is also a top spot for fishing, hosting several major fishing tournaments each year. The lake’s vast size and variety of inlets and coves provide ample opportunities for fishermen targeting species like largemouth bass, striped bass, and catfish. While Lake Hartwell can be busier during peak seasons, it offers space for there to be active open waters as well as quieter, secluded spots to explore. (Of course for exploring and discovering hidden coves, Keowee’s 300 miles of shoreline spread out among its unique “Christmas Tree” shape are unbeatable!)

As you can plainly see, both lakes excel in providing recreational opportunities for homeowners and residents. Lake Keowee offers a more intimate and serene environment with excellent fishing, boating, and clear waters, while Lake Hartwell provides a larger, more dynamic setting with extensive opportunities for water sports and exploration. The choice of which South Carolina lake is best to live on depends on whether you prefer a quieter, more secluded environment or a larger setting with a broader range of activities.

Final Thoughts

A picture of Comparing Homes on Lake Keowee vs Lake Hartwell

Both Lake Keowee and Lake Hartwell offer distinct advantages, making them appealing in different ways depending on what you’re looking for in lakefront properties. Lake Keowee is often recognized for its clear, inviting waters, breathtaking mountain views, and the high-end residential communities that have developed around its shores. These factors make it an attractive option for those seeking a more upscale, serene living environment, with the added benefit of potentially strong long-term property value.

Meanwhile Lake Hartwell, with its larger size, provides a broader range of living experiences. Whether you’re interested in a quiet, secluded retreat or a more lively, family-friendly atmosphere, Hartwell’s varied landscape and accessibility offer something for everyone. It’s a great choice for those who value space, variety, and access to a wide array of recreational activities.

Ultimately, the decision between Lake Keowee and Lake Hartwell comes down to personal preference. Lake Keowee might be the better fit if you’re seeking luxury and exclusivity, while Lake Hartwell may appeal to those who appreciate a larger, more versatile environment with many options for waterfront living. Both lakes offer beautiful settings and a high quality of life, making either an excellent choice for a lakefront home in Upstate South Carolina.

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