Seneca, South Carolina, located in Oconee County, was founded as “The City of Opportunity” in 1874. Today, many of Seneca’s landmarks are registered in the National Register of Historic Places. This is a medium-sized city that is diverse in its population and opportunities. (more…)
If you’ve just started shopping for your new house you may have heard about an FHA loan as an option. An FHA loan is offered by the US Federal Housing Administration (FHA) as a form of federal assistance. These loans are insured by the US Federal Housing Administration directly but are offered through an FHA-approved vendor. (more…)
Seneca, South Carolina, located along the foothills of the Blue Ridge Mountains, is the largest city in Oconee County. Seneca is a place loaded with history as well as modern amenities. It is truly a unique mix of nature and living that you would be hard-pressed to find anywhere else. (more…)
It’s absolutely essential to get a survey done on your property so you know exactly what you’re buying. Knowing precisely where your property lines are may save you from a potential dispute with your neighbors. Also, your property tax is likely based on how much property you have, so it is best to have an accurate map drawn up. (more…)
Don’t obsess with trying to time the market and figure out when is the best time to buy. Trying to anticipate the housing market is impossible. The best time to buy is when you find your perfect house and you can afford it. Real estate is cyclical, it goes up and it goes down and it goes back up again. So, if you try to wait for the perfect time, you’re probably going to miss out. (more…)
It’s not wise to make any huge purchases or move your money around three to six months before buying a new home. You don’t want to take any big chances with your credit profile. Lenders need to see that you’re reliable and they want a complete paper trail so that they can get you the best loan possible. If you open new credit cards, amass too much debt or buy a lot of big-ticket items, you’re going to have a hard time getting a loan. (more…)
